About cookies on this website.

A cookie is a small file of letters and numbers that (with your consent) we place on your computer. The law states that we can store cookies on your machine if they are essential to the operation of this site but that for all others we need your permission to do so.

We use cookies to allow us to distinguish you from other users visiting our website, so that we can improve your experience. We also use "analytical" cookies which allow us to recognise and count the number of visitors and to see how visitors move around our website.

Cookies are intended to make it easy for you to find what you are looking for, and of course we do not use anything that sends you advertising or unwanted material. Blocking or restricting cookies may affect the full function of parts of our website.

Types of cookies:

'Session' - this type only lasts for the duration you are on the website: we only use these for controlling access to specific parts of the site (such as the Finance Circle members' area) for those people who are signed up for that network.
'Persistent' - this type of cookie stays on your computer and remembers your settings the next time you come back: the ecbi site uses cookies which 'persist' only for a few hours, in order to help access to specific areas of the site.
'Third Party' - These are cookies from other websites - please see below.

You can manage or block the cookies set by this or any other website should you want to do so. You can do this through your browser settings using the Help function within your browser. Even if you have consented to cookies you can withdraw your initial consent in the same way, at any time.

You can visit for comprehensive information on how to manage or block cookies on a variety of browsers. If you want to manage or block cookies on the browser of your mobile phone you may need to refer to the manual of your handset.

Further useful information to inform your choices is supplied by the Internet Advertising Bureau via their AdChoices programme.

What's in a Cookie?

A cookie is a simple text file that is stored on your computer or mobile device by a website's server and only that server will be able to retrieve or read the contents of that cookie. Each cookie is unique to your web browser. It will contain some anonymous information such as a unique identifier and the site name and some digits and numbers.

Third-Party Cookies

We use a couple of independent services which may set cookies on their respective websites in order to offer you the services that they are providing, such as the translation pages.

We make use of photo galleries which are externally hosted on Picasa.  You should check such relevant third party websites for more information about cookies from those sources.

This site has 'share' buttons to enable users of the website to share articles with colleagues on websites like Facebook, Twitter and Google+ social networks. These websites may set a cookie when you are also logged in to their service. Our site does not control these cookies.

We also use Google's 'Analytics' system which notes your activity on the website, and the course you take through the pages. This information is used solely by ecbi, in order to guide our choices in designing the site, and give you a better experience on it.